BEST RATES
July 14, 2008

TermĀ  Bank Posted Discount Rates
6 Month 6.20% 6.20%
1 Year 6.95% 4.90%
2 Year 7.00% 5.25%
3 Year 7.00% 5.19%
4 Year 6.99% 5.54%
5 Year 7.15% 5.47%
7 Year 7.60% 5.80%
10 Year 7.95% 5.90%
Variable Rate 4.00%

40 year Amortization available for all our best rates.

Variable Rate - Prime less -.90% for the full 5 year term

Rate Are Subject to Change Without Notice. Some Conditions Apply.